Which term is used to describe a generalized belief about a group of people that promotes negative or misleading generalizations?

The correct term to describe a generalized belief about a group of people that promotes negative or misleading generalizations is "stereotype." This term specifically refers to oversimplified and widely held notions about a particular group, often resulting in systemic prejudices or misconceptions. Stereotypes can shape perceptions and attitudes toward individuals based on their membership in a specific group rather than on their individual merits or actions.

In contrast, "bias" refers to a preference or inclination that can affect judgment, but it is not necessarily linked to a generalized belief about a group. "Opinion" denotes a personal view or judgment, which can be subjective and doesn’t imply the same broad, misleading character as stereotypes. "Judgment" involves forming an opinion or conclusion about something, but it does not inherently carry the same connotation of generalization or negativity associated with stereotypes. Therefore, "stereotype" is the most accurate term to reflect the described concept.